DOCUMENT WE NEED FOR A FULL STATUS MORTGAGE

For ALL banks we need the following -

Personal details
Passport/s
NIE Certificate/s (for further details PRESS HERE)

Income Details
If you are employed we need your last tax return (in the UK P60) and your last 3 pay slips.

If you are self employed your last 2 years of accounts AND your last self assessment as sent to the inland revenue OR last tax calculation as sent by the tax authority.

Some of our banks will ask for more details than above. Your broker will inform of what documents are needed depending on which mortgage product you chose. The following may be required - Bank statements, Bank reference, asset and liability statement, Income and Expenditure statement. PRESS HERE

If you are applying for the 70,1%-80% mortgage we need 3 years of accounts. Minimum age 30, maximum 55. You need to have held the same employment for the last 2 years. You need to supply us with a credit report if you are British or German. Other national we'll arrange it on your behalf. Go to the following links in order to order one -
British www.experian.co.uk
German www.experian.de

Because of regulations enforced by the bank of Spain you MAY need to supply us with an estimate / quote from a builder to cover the amount which we will advance at the notary. But this will depend on bank and product you chose.

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Property
Nota Simple. This is an extract of the deed and the information of this can be found on page 2-4 in the deed. If we order it we need to know the following - where the property is registered as well as the following numbers - finca, tomo, folio, libro. We charge 39 € for this service.